Mortgage

If a player needs more money, they may mortgage a biome, structure, or character through the bank, and they can do this at any time. If it is a biome, it must be unimproved, and if it is not, the buildings must be sold first, and this goes for all buildings in the biome's color group. For example, if one player wanted to mortgage Jungle, and there was one house on Jungle Edge and two on Jungle Hills, but none on Jungle, then the player must sell the three houses (resulting in plus 150 emeralds), then mortgage Jungle (if still necessary after gaining emeralds from the sold houses) for 80 emeralds. The mortgage value of each biome/structure/character is listed on its title deed. Once a mortgage has been confirmed, the title deed must be flipped over to its "mortgaged" side and set apart from any other title deeds to show that it is mortgaged.

If a biome/structure/character is mortgaged, then NO RENT MAY BE COLLECTED FROM IT. However, other title deeds in the same group that are unmortgaged may still collect rent.

For a player to unmortgage, then they must pay the mortgage value plus a 10% interest. For example, if a player wanted to unmortgage Jungle, then they would have to pay 88 emeralds (80 times 10% = 8, 80 + 8 = 88 emeralds). Once all properties in a set have been unmortgaged, then a player is once again able to buy buildings to place on the biomes in the group, at full price.

A player with a mortgaged property still owns the property, and no other player can lift the mortgage. The owner, though, can sell this mortgaged property to another player as rent or in a trade. As a new owner, the player has the choice of immediately unmortgaging by paying 110% of the mortgage value as usual, or pay 10% interest as soon as the biome/structure/character has been transferred and then later pay 110% of the mortgage value to unmortgage.